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When is a Car Considered Totaled? | Puente Hills Nissan

Published on Jun 3, 2025 by Puente Hills Nissan

When is a Car Considered Totaled?

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If your vehicle was involved in a collision around Hacienda Heights and has sustained significant damage, you may be wondering whether or not the vehicle is totaled. When is a car considered totaled? The answer is fairly simple. When the cost to repair the car exceeds its total value, it’s considered totaled.

In the guide below, we discuss the signs that your car is totaled and what you should do as a result. We can also help you shop for a replacement vehicle.

Signs that Your Car is Totaled

If your vehicle has been severely damaged in an accident in Rowland Heights, how can you tell if the car is totaled? We share some common warning signs below. If any of these warning signs apply to your vehicle, there’s a good chance it will be considered a total loss:

  • Your car is more expensive to repair than it is to replace.
  • You can’t drive your car to the repair shop because it’s leaking fluids, parts of the car are bent, or your view of the road is obstructed.
  • Your car is older than five years, and the frame has been severely damaged. Repairing a car’s frame can be quite costly. If the vehicle is several years old and the frame needs a lot of work to repair, the car will likely be considered totaled.
  • Your car is so old that most bills for significant repairs and bodywork exceed its value.
  • Your vehicle has a lot of miles on the odometer. This is often the case even if the vehicle is well-maintained.

What to Do if Your Car is Totaled in La Puente

What are your next steps following an accident where your vehicle has been totaled? After the accident has occurred, get in touch with your insurance agent to file a claim. Based on the costs of the repairs, your insurance provider will determine if your car is a total loss. If that is the case, your insurance provider will award a payment for the car’s cash value at the time of the accident. The insurance provider will look at factors like the age of the vehicle, its mileage, and its condition. The deductible on your collision and comprehensive insurance coverage will be subtracted from the amount you receive from your insurance provider.

Puente Hills Nissan: Your Service Experts

When is a car considered totaled? If it is more expensive to repair your vehicle than it is to replace it, the car will be deemed a total loss by your insurance company. At Puente Hills Nissan, we are here to keep your vehicle running smoothly and safely for many years to come. Set up an appointment for service today. You can feel confident that your vehicle is in more than capable hands when you visit us in City of Industry. We also offer service financing options.

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