At Puente Hills Nissan, we know many drivers dread the used car financing process, but that is not the case for our customers. Our team is here to guide you every step of the way so that the experience goes as smoothly as possible. Many of our Hacienda Heights shoppers have questions about insurance coverage. Do you need full coverage on a used financed car? In the guide below, we share how to finance a used car and drive with confidence in Rowland Heights.

Do you need full coverage on a used financed car? While most states do not require you to have full coverage before driving off the lot, lenders want to ensure their investments are secure. Because of this, most financial investors or banks require you to have full coverage regardless of whether your car is new or used.

For most La Puente drivers, full coverage insurance is contingent on the full term of the finance period. For example, if you took out a loan for 36 months, your used car would require full coverage insurance for those 36 months.

How many years can you finance a used car? It depends on your lender. Once you have found a used car that checks all the boxes on your wishlist in City of Industry, our finance team can start contacting lenders on your behalf. To do so, they will likely need the following:

• Valid driver’s license
• Valid car insurance card
• Any supporting financial documentation (i.e. last two pay stubs)
• Any existing vehicle documentation for your current vehicle (if applicable)

When you’re paired with a lender, we’ll discuss the terms the lender will offer you so that you can finance your used car. Your credit score and down payment amount will affect the length of your finance period.

How many years can you finance a used car? Our team can assist you in shopping for the perfect used car. Get in touch with us today for more information on how to finance a used car.